Agent networks and retail chains
Agent networks and large retail chains play a critical role in bringing financial services closer to users — especially in underbanked regions. Unipesa helps turn physical locations into full-service financial hubs with minimal setup and no need for custom tech.
Challenges for agent networks and retail chains in Africa
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No easy way to enable cash-in / cash-out and local top-ups. -
Fragmented acceptance of cards, wallets, and mobile money.
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No standardized POS apps or hardware across locations. -
Limited visibility into agent operations and profit flows.
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Missed revenue opportunities from everyday transactions.
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Agents maintain multiple separate accounts with telecoms and are forced to use different devices for payments. -
Complex onboarding process for becoming an agent.
Solution: turn your outlets into financial hubs
POS platform with ready-to-deploy apps and devices
Cashiers use Android phones or terminals to accept payments, issue top-ups, and handle local disbursements.
Multi-method acceptance from one interface
Card, wallet, cash, QR, mobile money — all supported in a single flow and device.
Real-time dashboards for agent operations
Monitor transactions and terminals in real time, commissions, and agent performance from a unified back office.
Earn on every transaction
Cashiers facilitate customers cash-in and cash-out transactions to Telcos and Service Providers — and generate profit from each payment.
Build your network of digital point of sales.
Your brand, your logo, your network of agents and retails across the region.
Subagent network
Subagent networks enable rapid growth and expansion into rural areas, accelerating business development.
If you’re building or scaling a payment company in Africa, let’s talk
Unipesa is designed to power exactly this kind of business — and we’re ready to support your next move
Use case example from a national retail chain
Let’s build something together
We’ll walk you through the platform, answer your questions, and show you how fast you can launch with Unipesa.
