Our headquarters is in Dubai, United Arab Emirates with R&D offices in Cyprus, Kenya & Nigeria
We have developed a Multidimensional Payments and Lending Infrastructure with Robust & Advanced Products & Solutions, interconnecting the businesses within the multiple Industries across 20+ Countries in the Middle East and Africa Region
Since inception focus remains – to provide a quality and scalable Infrastructure to enable Businesses to carry hustle free activities across the MEA Region
Our technologies are engineered and tailored for the business growth of our partners
Web/ eCommerce, Mobile/
mCommerce, SMS, USSD, QR Code Enabled, NFC Enabled, Biometric Enabled, P2P, POS
Customizable to any merchant, Any bank, card scheme or mobile money, alternative payment brand
Latest Tech, PCI DSS Compliant, AI & Machine Learning
Domestic , Regional, International payments in over 20+ countries in Africa.
Credit and debit cards, online and offline bank transfers, eWallets, mWallets, local bank cards, gift and pre-paid cards, domestic Direct Debit, Cash, Cryptos
Dynamic Currency Conversion and multicurrency settlement for any acquirer-supported currency ranging from USD, Euro, Pound and majority of African currencies
Cloud based platform with 24/7 live transaction monitoring. Full remote disaster recovery site with fast fail-over. Industry security (PCI DSS) compliance
— TSL encryption between payer and payment gate and provider
— PCI DSS compliant encryption algorithms inside payment gate
— TSL with client certificates for remote access. Two factor user authentication
Real Time function Tokenization of Cardholder Data, Custom Fraud Parameters, Configurable Proprietary Risk Rules Engine, Verified by Visa and MasterCard SecureCode Automated Chargeback Disputing
Card scheme compliant authentication (SecureCodeTM, VbVTM, J/SecureTM, SafeKeyTM)
Leverages leading payment providers and sophisticated fraud & risk management system..
We assist and support our clients to develop their business fast and successfully
We provide wide options for digitising the activities of the Existing Payments Companies in Africa. We also provide white label and turn key solutions for the new enters.
Market & UNIPESA Ecosystem access; Transaction and Consumer Data Management ; Advanced Digital Dashboard; Consumer profile and billing schedules ;
We tailor solutions for Government Agencies with advanced Centralised Monitoring systems and Centralsied Payments Switches. We also provide white label and turn key solution for the existing or new Agency networks
We help Retail Businesses to accept payments through deployment of the Multifunctional Smart Pos terminals enabling with EMV & NFC Cards and other payments options. We digitise Agents through support for deployment B2B Agents applications and Multifunctional Smart POS
Unipesa provide white label and turn key solutions for the existing or new Agency networks
Unipesa avails Payment engines to the Marketplaces and other Disruptive Tech Projects to facilitates the cross border expansion without any hassles
We provide Banks with extensive solutions to expand their presence and reach non Bank populations through various channels: Banking Agency Network Access ; Cross Platforms transactions ; Bulk Payments
Through the Payments companies operating within Unipesa Ecosystem, we Provide Merchants with Gateway & Aggregation access; Pan African Omni channel Payments Processing ; Multi currency Processing & Settlement ; Robust and Features-rich Functionality ; Level 3 PCI DSS Compliant ; Extensive Fraud-management Tools ; Auto reconciliation & settlement ; Customised Solutions ;
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