Next generation payments ecosystem
We have developed a Multidimensional Payments Infrastructure with Robust & Advanced Products, covering all known transactions channels and tools
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Digital Financial Services ecosystem
We have developed a Multidimensional DFS Infrastructure with Robust & Advanced Products, covering markets in the Middle East & Africa
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Our headquarters is in Dubai, United Arab Emirates with R&D offices in Cyprus, Kenya & Nigeria.

We have developed a Multidimensional Payments and Lending Infrastructure with Robust & Advanced Products & Solutions, interconnecting the businesses within the multiple Industries across 10+ Countries in the Middle East and Africa Region as of February 2023.


Since inception focus remains– to provide a quality and scalable Infrastructure to enable Businesses to carry hustle free activities across the MEA Region.
UNIPESA is a fast growing B2B2G Financial Services Infrastructure
Our headquarters is in Dubai, United Arab Emirates with R&D offices in Cyprus, Kenya & Nigeria.

We have developed a Multidimensional Payments and Lending Infrastructure with Robust & Advanced Products & Solutions, interconnecting the businesses within the multiple Industries across 10+ Countries in the Middle East and Africa Region as of February 2023.


Since inception focus remains– to provide a quality and scalable Infrastructure to enable Businesses to carry hustle free activities across the MEA Region.
UNIPESA is a fast growing B2B2G Financial Services Infrastructure

4 8 Payments Companies

7 POS networks

6 Microfinance Institutions




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operating at Unipesa Ecosystem across Africa as of February 2023.
AI & ML
engineered Payments Platforms
50+ multiple integrated payments channels
with banks, mobile money providers, PSPs across Africa
20+ web and mobile payments engines & widgets
for E-Commerce companies
We grow fast
ECOSYSTEM
our ecosystem brings together all of our products, services and customer experience
120 000+ agents multilevel agency & retail network
with Smart POS & Mobile POS, self services kiosks, ATMs connected across Africa
Our ecosystem covers 10+ Countries in February 2023 with the expansion plans to present in
20+ countries by December 2023
8 Payments Companies
7 POS networks
6 Microfinance Institutions



operating at Unipesa Ecosystem across Africa as of February 2023
AI & ML
engineered Payments Platforms
50+ multiple integrated payments channels
with banks, mobile money providers, PSPs across Africa
20+ web and mobile payments engines & widgets
for E-Commerce companies
We grow fast
ECOSYSTEM
our ecosystem brings together all of our products, services and customer experience
120 000+ agents multilevel agency & retail network
with Smart POS & Mobile POS, self services kiosks, ATMs connected across Africa
Our ecosystem covers 10+ Countries in February 2023 with the expansion plans to present in 20+ countries by December 2023
Our system included 10+ Countries in May 2022. We plan to expand to 20+ countries by December 2022
FEATURES
Our technologies are engineered and tailored for the business growth of our partners
General Features
FEATURES
Our technologies are engineered and tailored for the business growth of our partners
General Features
Multi Channel
Multi Branded
Multi Tech
Multi Payment
Multinational
Multi Currency
Web/ eCommerce, Mobile/
mCommerce, SMS, USSD, QR Code Enabled, NFC Enabled, Biometric Enabled, P2P, POS
Customizable to any merchant, Any bank, card scheme or mobile money, alternative payment brand
Latest Tech, PCI DSS Compliant, AI & Machine Learning
Credit and debit cards, online and offline bank transfers, eWallets, mWallets, local bank cards, gift and pre-paid cards, domestic Direct Debit, Cash, Cryptos
Domestic , Regional, International payments in over 10 countries in Africa.
Dynamic Currency Conversion and multicurrency settlement for any acquirer-supported currency ranging from USD, Euro, Pound and majority of African currencies
Security Features
Security Features
Security
Data Encryption
and access control
Fraud Monitoring
Cloud based platform with 24/7 live transaction monitoring. Full remote disaster recovery site with fast fail-over. Industry security (PCI DSS) compliance
— TSL encryption between payer and payment gate and provider
— PCI DSS compliant encryption algorithms inside payment gate
— TSL with client certificates for remote access. Two factor user authentication
Real Time function Tokenization of Cardholder Data, Custom Fraud Parameters, Configurable Proprietary Risk Rules Engine, Verified by Visa and MasterCard SecureCode Automated Chargeback Disputing
Card scheme compliant authentication (SecureCodeTM, VbVTM, J/SecureTM, SafeKeyTM)
Payer Authentication
Leverages leading payment providers and sophisticated fraud & risk management system..
Specialised
PRODUCTS & SOLUTIONS
We assist and support our clients to develop their business fast and successfully
Payments Companies
We provide wide options for digitising the activities of the Existing Payments Companies in Africa. We also provide white label and turn key solutions for the new enters.

Market & UNIPESA Ecosystem access; Transaction and Consumer Data Management ; Advanced Digital Dashboard; Consumer profile and billing schedules ; Process transactions through Multiple channels
Governments
We tailor solutions for Government Agencies with advanced Centralised Monitoring systems and Centralsied Payments Switches.

We also provide white label and turn key solution for the existing or new Agency networks.
Retail & Agents
We help Retail Businesses to accept payments through deployment of the Multifunctional Smart Pos terminals enabling with EMV & NFC Cards and other payments options.
We digitise Agents through support for deployment B2B Agents applications and Multifunctional Smart POS.

Unipesa provide white label and turn key solutions for the existing or new Agency networks.
Digital Platforms
Unipesa avails Payment engines to the Marketplaces and other Disruptive Tech Projects to facilitates the cross border expansion without any hassles.
Banks & MFIs
Merchants
We provide Banks & MFIs with extensive technology solutions to expand their presence with digital channels and reach non Banked population, MSME businesses -

Banking Agency Network Access ; Cross Platforms transactions; Bulk Payments; Loan Management Solutions; etc.
Through the Payments companies operating within Unipesa Ecosystem, we Provide Merchants with Gateway & Aggregation access; Pan African Omni channel Payments Processing ; Multi currency Processing & Settlement ; Robust and Features-rich Functionality ; Level 3 PCI DSS Compliant ; Extensive Fraud-management Tools ; Auto reconciliation & settlement ; Customised Solutions ; Comprehensive Integration Tools through single API.
PRODUCTS & SOLUTIONS
We assist and support our clients to develop their business fast and successfully
PRODUCTS
& SOLUTIONS
We tailor solutions for Government Agencies with advanced Centralised Monitoring systems and Centralsied Payments Switches.

We also provide white label and turn key solution for the existing or new Agency networks.
Governments
We provide wide options for digitising the activities of the Existing Payments Companies in Africa. We also provide white label and turn key solutions for the new enters.

Market & UNIPESA Ecosystem access; Transaction and Consumer Data Management ; Advanced Digital Dashboard; Consumer profile and billing schedules ; Process transactions through Multiple channels
Payments Companies
We help Retail Businesses to accept payments through deployment of the Multifunctional Smart Pos terminals enabling with EMV & NFC Cards and other payments options. We digitise Agents through support for deployment B2B Agents applications and Multifunctional Smart POS.

Unipesa provide white label and turn key solutions for the existing or new Agency networks.
Retail & Agents
Unipesa avails Payment engines to the Marketplaces and other Disruptive Tech Projects to facilitates the cross border expansion without any hassles.
Digital Platforms

We provide Banks & MFIs with extensive technology solutions to expand their presence with digital channels and reach non Banked population, MSME businesses - Banking Agency Networks ; Cross Platforms & Bulk Payments; Loan Management Solutions; etc.

Banks & MFIs
Through the Payments companies operating within Unipesa Ecosystem, we Provide Merchants with Gateway & Aggregation access; Pan African Omni channel Payments Processing ; Multi currency Processing & Settlement ; Robust and Features-rich Functionality ; Level 3 PCI DSS Compliant ; Extensive Fraud-management Tools ; Auto reconciliation & settlement ; Customised Solutions ; Comprehensive Integration Tools through single API.
Merchants
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CONTACTS
General Line
E-mail
Address
Socials
+971 58 58 99472
info@unipesa.com
Privacy Policy
25th Floor, SORP Business Centre
Tameem House, Barsha Heights
Dubai, United Arab Emirates
CONTACTS
General Line
E-mail
Address
Socials
+971 58 58 99472
info@unipesa.com
Privacy Policy
25th Floor, SORP Business Centre
Tameem House, Barsha Heights
Dubai, United Arab Emirates
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